Experience Modification Rate (EMR) Calculator

The basic portion of this calculator allows you to calculate the Experience Modification Rate (EMR) based on the provided payroll classification and class rate.

1. Enter the payroll classification and class rate to calculate the EMR rate.
2. Enter the EMR rate and class rate to calculate the total payroll classification.
3. Enter the EMR rate and payroll classification to calculate the class rate.

The advanced version of this calculator allows you to estimate the premium based on the advanced EMR rate, total payroll, and overall class rate.

Use the calculate button when all known values have been entered and use the reset button when you want to clear the values from the calculator.

Enter the payroll classification and the class rate into the EMR Rate Calculator. The calculator will evaluate the EMR Rate.

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EMR Rate Formula

The following two example problems outline the steps and information needed to calculate the EMR Rate.

EMR = PC /100 / CR

• Where EMR is the EMR Rate
• PC is the payroll classification
• CR is the class rate

To calculate an experience modification rate, divide the payroll classification by 100, then multiply by the class rate.

How to Calculate EMR Rate?

The following example problems outline how to calculate EMR Rate.

Example Problem #1:

1. First, determine the payroll classification.
   • The payroll classification is given as: 500.
2. Next, determine the class rate.
   • The class rate is provided as: .45.
3. Finally, calculate the EMR Rate using the equation above:

EMR = PC /100 / CR

The values provided above are inserted into the equation below and computed.

EMR = 500 /100 / .45 = 11.11

Example Problem #2:

For this problem, the variables required are provided below:

payroll classification = 600

Test your knowledge using the equation and check your answer with the calculator..

EMR = PC /100 / CR = ?

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